Let Mr. Coffey brew up a loan for you!

Let Mr. Coffey take the grind out of getting a loan. We are licensed mortgage brokers serving the Chicago Area. We will provide the proper blend of ingredients to obtain the best tasting loan at the lowest possible rates.
We specialize in the following types of loans


Home improvement:

A.L.S. Mortgage Company allows customers to access the equity in their home for home improvements. The homeowner can borrow up to 80% of the value of their home. ^Back^


Home equity:

A.L.S. Mortgage Company allows customers to access the equity in their home for home improvement, investment and college tuition purposes. The homeowner can borrow up to 80% of the value of their home. ^Back^


Loans for Refinancing

A.L.S. Mortgage allows the home buyer to refinance with as little as 5% equity. The homeowner can refinance under an ARM product,a balloon product, or products like 10yr, 15yr, 20yr, and 30yr. fixed interest rate products. Refinance loans are available up to 2.5 million dollars. In lieu of a 2nd mortgage, a home buyer may opt for a cash out refinance up to 80% of the home's value. .^Back^


Purchase

A.L.S. Mortgage offers purchase loans under the following products: 1 yr. arm, 3 yr. arm, 5 yr. arm & 7 yr. arm, 10 yr. arm, 10 yr. fixed, 15 yr. fixed, 20 yr. fixed, and 30 yr. fixed.
A.L.S. Mortgage can accommodate loans up 2.5 million dollars.
^Back^


Loans for Investment.

A.L.S. Mortgage Company is proud to provide 10% down loans up to $325,000 for clients with excellent credit. Also, for real estate investors, A.L.S. Mortgage will allow you to buy an investment property with only 10% down.
A.L.S. Mortgage allows the homeowner to purchase an investment property with as little as 10% down. Also, investors can acquire a 2-4 unit apartment building with only 20% down.
A.L.S. Mortgage will allow investment loans under 15 and 30 year fixed programs, as well as, under 1, 3, 5, and 7 year ARMs. ^Back^